Update 2017-01-01
Update 2017-01-01: Tavneet Suri, corresponding author of the paper I'm drawing on here, responded to my question about the interpretation of cell 1 in table 1. Above I interpret it as the effect of having an M-Pesa agent within 1km, but it's actually the effect of having one additional M-Pesa agent within 1km. Since the average number of M-Pesa agents within 1km was ~9, naively we'...